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The Great Wall of China in Mutianyu

The Great Wall of China is referred to in Mandarin as Wanli Changcheng (10,000-Li Long Wall or simply very long wall) BEIJING, CHINA- S...

Wednesday, March 14, 2012

Ease your financial stress with Lenddo

The existing loan practices in the Philippines makes it difficult for us Filipinos to apply for a loan because it entails a lot of our time going back and forth submitting requirements, filling up a lot of forms, submitting documents, collateral, photocopies and sign tons of loan documents. 

Personally, I don't believe in loans but there are times that we all need one. Like when I was operated on ruptured brain aneurysm last year, the rupture was so sudden that we were caught unprepared for medical emergency that costs more than a million pesos. So, we had to avail of a loan from my aunt. We were lucky my aunt gave us the money, no question asked. But not everyone have a generous auntie. If I will be getting a loan from the bank, I guess it would take sometimes before they could process my loan and I don't think they will grant me one from my hospital bed, don't you think so?

What will you do, in case you find yourself in a medical emergency? Some people I know ask for loans from government agencies but it takes too long for the loans to be released and the process was so tedious that they are already so stressed-out before they get their loans. So I did a little research on-line and found an institution that could now ease our financial stress. We could now avail of a quick, easy, hassle free loan from Lenddo. 

And because Lenddo is new to us I made my own version of FAQ, so we will all understand how this Lenddo thing works.

What is Lenddo?

Lenddo is the world’s first credit scoring service that uses your online social network to assess credit worthiness. That is why Lenddo only provide loans for employed individuals. It’s a convenient way to access low-interest loans, and processing is in just 24 hours.

Lenddo provides loans to specific purpose such as the following:
How to be a member?

To be a member, you need to register first. Upon joining - Lenddo asks for member information such as:
  • Contact
  • Employment 
  • Financial information 
  • And connecting your Social Networks to Lenddo which will allow Lenddo to use this information for loan assessment.
Lenddo Testimonials
View more presentations from Lenddo
How to be eligible for a loan?

To be eligible for a loan, you have to comply with the following minimum requirements. 
  • Have a Lenddo score of at least 400 points in your score
  • Have three (3) Trusted Network each of them should have at least 400 points as well. 
  • You need to be employed. 
  • TIN number 
  • An SSS or GSIS number
  • Current bank accounts.
Please note that compliance with these requirements does not guarantee approval.

What's the difference between basic community and trusted community in my network?

The people on your trusted community are the ones that can vouch for you. They are the ones that can prove you are credit worthy. The basic community is a group of people you know but don’t necessarily trust.

How does Lenddo process loan applications?

Everything are completely electronic with Lenddo and you can sign up at your own convenience. Their registration process takes no more than 15 minutes and depending on your country's regulations you can usually respond within 1 business day, no more waiting for weeks only to be denied!

How long to process a loan?

Within (1) one business day if the information provided by the member is complete and this includes your profile and loan purpose information.

How does Lenddo assess my credit?

Lenddo uses your social media (i.e. Facebook, Gmail, twitter, LinkedIn, Yahoo, MSN, etc.) to determine the strength and integrity of your social network and that you are who you say you are.

What collateral must I put up for a loan?

Lenddo does not require any physical collateral. They leverage on your reputation with your friends and family as collateral. In an extreme case, if you fail to repay your loans or are late on repayments, they reserve the right to lower your credit score, notify members of your network and reduce the credit score of those who referred you.

How much loan could I get from Lenddo

Lenddo give a minimum of Php 5,000 and a maximum of Php 43,000.

How much is the interest rate?

Interest rates are dependent on your Lenddo score and local rates 

What are the payback periods?

Terms range from 3 months to One (1) year.

In what form does Lenddo release the loan?

Once your loan is approved, Lenddo directly deposit the funds into your specified bank account.
I think this is a great opportunity for those who like a simple convenient loan without the hassle. Lenddo saves trees by going completely paperless. Lenddo's way will guide your path to be more credible in your financial dealings. Through Lenddo people would be more responsible, credible and get easy access to loans. I think Lenddo will improve more lives by giving more financial tips/ investment methods to everyone to Ease our financial stress.


PMPC Star Awards For Movies Best Actress nominee Angel Locsin cried foul over Arnold Clavio's remark against the Philippine football team Azkals.  In her official Twitter account, Angel Locsin expressed her admiration of Arnold Clavio but stressed that the broadcast journalist's racist tirades against the team were really offensive.
ANGEL LOCSIN TWEETS REACTION TO ARNOLD CLAVIO's racist remarks against the Azkals.
"I think Arnold Clavio's a good person. But this time, sobrang foul lang. That's his opinion. This is mine. Madali lang sumira ng reputasyon, mahirap ibalik. Konting sensitivity lang sana,"- Angel Locsin tweeted.
These tweets are Angel Locsin's reaction to Arnold Clavio's opinion yesterday, Tuesday, March 13, 2012.  Arnold Clavio gave his opinion over his morning show about the sexual harassment case filed by Cristina Ramos, match commissioner and daughter of former president Fidel V. Ramos, against some members of the football team Azkals.
"Dapat maging aral na sa inyo 'yan. Ang yayabang niyo. Porket dinadagsa kayo ng mga (fans) ang guguwapo niyo, ‘di ba?. Parang God's gift to women. Ang kuwento nga ni (Cristy) at mga kasama niya, lahat ginawang paraan para ipaalam na may babaeng papasok sa locker. Ilang katok nga sila, eh malapit na ang match at kailangang ma-check na ang dalawang koponan, dahil nauna ang Philippine team bago ang Malaysian team. Ngayon nag-sorry para daw sa isa nilang kasamahan. Saan ka nakakitang Azkal na may suso. Anong ‘Cup D, maybe a Cup B’ sa isang kasama? Palusot na lang ‘yon. Sana kung nag-sorry, sorry na lang talaga," Clavio said.
Arnold Clavio added that Azkals are not not really Filipinos and just pretending to be the citizens of the country.
"Hindi ko kayo ka kultura kasi wala dito (sa puso), wala dito (sa pag-iisip) eh hindi naman kayo Filipino, nagpapanggap lang kayong kayumanggi, hindi dito lumaki. Mahirap 'yon, insensitive. Pero malaking aral din. Congratulations kasi hiwalay naman ito sa kanilang ginagawang pakikipaglaban. So, good luck sa inyong susunod na laban para makarating kayo sa Final 4 na bihirang narating ng Pilipinas sa matagal na panahon, ngayon lang," Clavio said.
Arnold Clavio also reacted on Younghusband's statement that their team knows the truth and they are "solid" as a group.
"Alam naman nila' yung mga ‘sexcapades’ nila sa isa't isa, sino ang nag-penicillin, alam naman nila 'yan," Clavio added.
Azkals' striker Phil Younghusband rumored girlfriend Angel Locsin said it's really unfair to judge the whole team, particularly questions about their nationality. 
"Hindi naman po isang tao lang ang Azkals. At hindi naman po 'yung issue 'yung pagiging Pinoy nila. Unfair po 'yun," Locsin said through Twitter.
She added: 
"Wala po tayong karapatang manghusga agad at manapak ng tao. Kung ayaw rin po nating mangyari satin."
"It's so funny how some people are so quick to condemn ALL the players. Pag guilty parusahan. Pero let's not discriminate kung ayaw rin nating mangyari satin."
"di pa po alam ni phil na tinawag sya na hindi pilipino. Nandun pa po kasi sya sa nepal lumalaban para sa pilipinas "

On Tuesday, Azkals made history by advancing into the semifinals of the AFC Challenge Cup through a 2-1 shocker over former 2006 titlist Tajikistan.


Seen at the MYX Music Awards night is Yeng Constantino sporting a very nice hair style and 70's outfit complete with a pair of stylish pump shoes.
Mark S.
Pretty Miss Zia Quizon

Kean Cipriano with his band Callalily.
VJ Nikki Gil, Alodia, VJ Iya Villania
The Company
Melissa Ricks
 Loren Young
Stylist Liz Uy
Super cute child actor Justin aka Joshen.
Kean Cipriano
Krista Kleiner
Talikodgenic Liz Uy with 5-inch heels!
Jay R, Chelo and Q York
VJ Joyce
VJ Joyce and Justin.
Jon Santos
The author with JM De Guzman.
Jay R
JM De Guzman with the press and blogger.
Gloc 9, with wife and two kids.
Sid Lucero with the press and blogger.
Christine Reyes

Chelo A.
Sponge Cola
JM De Guzman

Sam Concepcion
Justin with his true to life dad.
Christian Bautista and her pretty girlfriend.


Favorite Music Video

· 20/20 – Pupil (Director: Jason Tan) (Winner)

· Gaano Ko Ikaw Kamahal – Itchyworms (Director: King Palisoc)
· Hey Daydreamer – Somedaydream (Director: Bianca King & Envo Valdez)
· Pangarap Lang Kita – Parokya Ni Edgar Feat. Happee Sy (Director: Avid Liongoren)
· Pera Pera – Sandwich (Director: Marie Jamora)

Favorite Song

· Pangarap Lang Kita – Parokya Ni Edgar Feat. Happee Sy· (Winner)

· 20/20 – Pupil
· Ako Na Lang – Zia Quizon
· Hey Daydreamer – Somedaydream
· Walang Natira – Gloc-9 Feat. Sheng Belmonte

Favorite Artist

· Parokya Ni Edgar (Winner)

· Christian Bautista
· Gloc-9
· Somedaydream
· Yeng Constantino

Favorite Female Artist

· Yeng Constantino (Winner)

· Karylle
· Kyla
· Sarah Geronimo
· Zia Quizon

Favorite Male Artist

· Gloc-9 (Winner)

· Bamboo
· Christian Bautista
· Sam Concepcion
· Somedaydream

Favorite Group

· Parokya Ni Edgar (Winner)

· Itchyworms
· Pupil
· Slapshock
· Sponge Cola

Favorite Mellow Video

· Kay Tagal Kitang Hinintay – Sponge Cola (Director: Yan Yuzon) (Winner)

· Hindi Kita Iiwan – Sam Milby (Director: Treb Monteras)
· Lagi – Kiss Jane (Director: J. Pacena)
· Wag Mo Na Munang Sabihin – Sitti (Director: Rember Gelera)
· Wala Na Tayo – Bbs Feat. Kean Cipriano (Director: J. Pacena)

Favorite Rock Video

· Halik – Kamikazee (Director: Avid Liongoren) (Winner)

· 20/20 – Pupil (Director: Jason Tan)
· Ngayon Na – Slapshock (Director: Team Manila)
· Pera Pera – Sandwich (Director: Marie Jamora)
· Unbelievable – Chicosci (Director: Tower Of Doom / Paolo Ruiz)

Favorite Urban Video

· Elmer – Gloc-9 Feat. Jaq Dionisio & Jomal Linao (Director: J. Pacena) (Winner)

· Ain’t A Crime – Amber Davis (Director: Luis Daniel Tabuena)
· Connection – Chelo A, Q-York & Jay R (Director: Treb Monteras)
· Heartbreaker – Mobbstarr (Director: Ace Villena)
· Kaibigan Lang (Remix) – Young Jv

Favorite New Artist

· Zia Quizon (Winner)

· Angeline Quinto
· Ebe Dancel
· Solenn Heussaff
· Somedaydream

Favorite Collaboration

· One Hit Combo – Parokya Ni Edgar Feat. Gloc-9 (Winner)

· Meron Akong Ano – Kamikazee Feat. Chito Miranda, Reg Rubio & Ian Tayao
· Pawiin – Bbs Feat. Kean Cipriano & Jay Durias
· Sari-Saring Kuwento – Champ Feat. Noel Cabangon & Gloc-9
· Walang Natira – Gloc-9 Feat. Sheng Belmonte

Favorite Remake

· Unbelievable – Chicosci (Winner)

· Fire – Solenn Heussaff
· Forever Young – Sam Concepcion
· Gaano Ko Ikaw Kamahal – Itchyworms
· Love Moves In Mysterious Ways – Christian Bautista Feat. Kris Aquino

Favorite Media Soundtrack

· Fallin’ – Sarah Geronimo (Catch Me I’m In Love) (Winner)

· Bumuhos Man Ang Ulan – Jericho Rosales (Green Rose)
· I’m Already King – Christian Bautista (A Special Symphony)
· Kahit Walang Sabihin – Rico Blanco (Imortal)
· Where Do I Begin – Gary Valenciano (In The Name Of Love)

Favorite Guest Appearance In A Music Video

· JM De Guzman (Pangarap Lang Kita – Parokya Ni Edgar Feat. Happee Sy) (Winner)

· Alodia Gosengfiao (All That’s Left – Christian Bautista)
· Enrique Gil (Ako Na Lang – Zia Quizon)
· Jasmine Curtis (Hey Daydreamer – Somedaydream)
· Kuya Kim & Eugene Domingo (Wala Na Tayo – Bbs Feat. Kean Cipriano)

Favorite Myx Celebrity Vj

· Somedaydream (Winner)

· Enchong Dee
· Kean Cipriano
· Rocksteddy
· Sam Concepcion

Favorite Myx Live Performance

· Parokya Ni Edgar (Winner)

· Ebe Dancel
· Juris
· Kyla
· Pupil

Favorite International Video

· Firework – Katy Perry (Winner)

· Born This Way – Lady Gaga
· Moves Like Jagger – Maroon 5 Feat. Christina Aguilera
· The Lazy Song – Bruno Mars
· What Makes You Beautiful – One Direction

Favorite K-Pop Video

· Mr. Simple – Super Junior (Winner)

· Break Down – Kim Hyun Joong
· Lonely – 2ne1
· The Boys – Girls’ Generation
· Tonight – Big Bang

MYX Magna Awardee
· Ryan Cayabyab

COMPLETE LIST OF WINNERS AND NOMINEES TO THE 2012 MYX MUSIC AWARDS is brought to you by 2012 Myx Music Awards.



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