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Today, I receive all God’s love for me. Today, I open myself to the unbounded, limitless, overflowing abundance of God’s Universe. Today, I open myself to your Blessings, healing and miracles.Today, I open myself to God’s Word so that I become more like Jesus Everyday. Today, I proclaim that I’m God’s Beloved, I’m God’s Servant, I’m God’s powerful champion, And because I am blessed, I will bless the world, In Jesus Name, Amen.

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The Great Wall of China in Mutianyu

The Great Wall of China is referred to in Mandarin as Wanli Changcheng (10,000-Li Long Wall or simply very long wall) BEIJING, CHINA- S...

Thursday, September 29, 2011


MANILA, Philippines—Lucky commuters will be able to take Metro Rail Transit (MRT) trains on Epifanio de los Santos Avenue (Edsa) for free on Friday as insurance company Pru Life UK celebrates its 15th anniversary by giving away tickets.

In a statement, Pru Life UK said it would put up booths at the MRT’s Taft, Ayala, Shaw, Cubao and North EDSA stations to distribute a total of 75,000 tickets to passengers. This makes up about 16 percent of the MRT line’s daily average ridership of 450,000 passengers.

“There will be allocations for both morning and afternoon commuters, and tickets will be given away until supplies last,” the company said.

“The motto of Pru Life UK is ‘Always listening, always understanding.’ What better way to show the Filipino people that Pru Life UK understands their needs than by celebrating our 15th year through an initiative that will connect with something they do everyday?” the company’s president Antonio de Rosas said.

“Public transportation, especially the MRT, holds a significant role in our urban lives. As we celebrate 15 years of service, we wanted to do something that would make us reach not just our policy holders but the public in general. This is Pru Life UK’s way of sharing its blessings,” he said.

On Thursday, government employees were likewise treated with free train tickets at the MRT and Light Rail Transit (LRT) lines 1 and 2, in celebration of the Civil Service Commission’s 111th anniversary this September.

About 1.25 million commuters take the LRT and MRT trains every day. The MRT line runs along Epifanio de los Santos Avenue, Metro Manila’s busiest thoroughfare, from Taft Avenue in Pasay to North Avenue in Quezon City.

The LRT line 1 runs along Taft Avenue from Baclaran, in Parañaque to Roosevelt in Quezon City, while line 2 runs along Aurora Boulevard from Recto, Manila to Santolan, Marikina.

Pru Life UK is an indirect subsidiary of Prudential Plc, a United Kingdom-registered company, through Prudential Corporation Asia.


Air Phil Singapore Seat Sale Promo Sept.29-October 2,2011


Selling Period is from September 29 to October 2, 2011 only.

Travel Dates are from October 20 to December 15, 2011.

Manila to Puerto Princesa, Calbayog, Catarman, Cebu, Kalibo and Tacloban for P588 only.

Manila to Singapore or vice versa for P888.

Cebu to Hong Kong or vice versa for P888.

Quoted fares for Domestic and International Flights are for one-way only.

Fares are with 15 kilos Free Baggage Allowance.

Philippine Goverment Tax not included.

Fare is not guaranteed until the final purchase.

Subject to rules and conditions, please review carefully.

Cebu Pacific seat sale Sept.26-29,2011

  • Domestic & International Seat Sale.
  • Booking Period is from September 26 to 29, 2011 or until seats last.
  • As Low as P88 on your favorite Domestic seat.
  • As Low as P488 on your favorite International seat.
  • Supersize your baggage! Pre-book and SAVE up to 50%.
  • Get insured in travel insurance.
  • Choose from available domestic and international rooms with Hotels.
  • Quoted fares are one way
  • Limited availability.
  • Fare are exclusive of government fees and taxes.
  • International fares are exclusive of fuel surcharges. For Osaka, Japan surcharges will take effect on April 1, 2011.
  • Fares are non-refundable.
  • Flight changes must be made more than 24 hours before scheduled time of departure.
  • CAB approved terms and conditions of carriage apply.

Wednesday, September 28, 2011


Photo: OFW Now!

MANILA, Philippines - State workers in Manila can ride the Light Rail Transit Lines 1 and 2 and the Metro Rail Transit for free tomorrow (September 29).

Civil Service Commission (CSC) Chairman Francisco Duque said that the free rides are offered in partnership with the Department of Transportation and Communications, in line with the celebration of the 111th Philippinde Civil Service Anniversary this month.

Government workers can take the trains for free from 7:00am to 9:00am and 5:00pm to 7:00pm They would have to present their government IDs to avail of the free ride. “This is a good way of showing our appreciation for the hard work and sacrifices of public servants,” Duque said.

With the theme “Championing RACE: Public Service Excellence at Full Speed”, the anniversary celebration enjoins state workers nationwide to respond to the President’s call for reform -– to tread the "tuwid na daan" -– and aim for Responsive, Accessible, Courteous and Effective public service.

Various activities were conducted, which included a fun run led by Vice President Jejomar C. Binay, and a government chorale competition where the National Power Chorale of the National Power Corporation (NAPOCOR) emerged as champion.

SM Department Store held a special sale in all its branches nationwide, where government workers were treated to up to 10 percent discount. Contests on essay writing, book cover design and photography were also organized.

About 1.25 million commuters take the LRT and MRT trains every day. The MRT line runs along Epifanio de los Santos Avenue, Metro Manila’s busiest thoroughfare, from Taft Avenue in Pasay to North Avenue in Quezon City.

The LRT line 1 spans along Taft Avenue from Baclaran in Parañaque, to Roosevelt in Quezon City, while Line 2 runs along Aurora Boulevard from Recto, Manila, to Santolan, Marikina.

Tuesday, September 27, 2011


PAG-ASA Bulletin [As of 11:00pm, September 26, 2011]

  • Chairman Francis Tolentino has lifted Number Coding tomorrow (9/27/11) due to Typhoon Pedring - except Makati and Las Piñas.

NO Classes on the following - Update as of 5:50am
  • Adamson University
  • Bulacan State University
  • Central College of the Philippines
  • Centro Escolar University
  • Colegio de Sta. Teresa de Avila
  • De La Salle-College of Saint Benilde
  • De La Salle Univeristy Dasmarinas
  • De La Salle Univeristy Manila
  • FEU Manila
  • FEU Makati
  • FEU East Asia
  • FEU Diliman
  • Kester Grant College
  • La Consolacion College
  • Letran College
  • Lyceum of the Philippines - Manila
  • Manila Tytana Colleges
  • Mabon University
  • Malabon Polytechnic College
  • MCU
  • Miriam College
  • National College of Business and Arts
  • Pamantasan ng Lungsod ng Maynila
  • Philippine Christian University Taft
  • Philippine Women's University- Manila
  • Polytechnic University of the Philippines
  • Rizal Technological University
  • San Beda College
  • School of Fashion & the Arts
  • St. Benedictine-Imus
  • St. Scholastica
  • STI College-Novaliches
  • UE Caloocan
  • UE Manila
  • University of Caloocan
  • University of Perpetual Help System DALTA – Las Piñas
  • University of Perpetual Help-Molino
  • University of Santo Tomas
  • UP Manila
  • UP Diliman

High School
  • Storm Signal No.1: Classes in pre-school level in all public and private schools will be automatically suspended
  • Storm Signal No.2: Classes in pre-school, elementary and high school in all public and private schools will be automatically suspended.
  • Storm Signal No.3: Classes in all levels are automatically suspended.
  • Storm Signal No.4: All travel and outdoor activities are cancelled.

Storm SignalLuzonPotential Impacts of the Winds
No. 3
Winds of 101-185 kph is expected in at least 18 hrs
Aurora, Isabela, Cagayan, Kalinga, Mt. Province, Ifugao, Nueva Viscaya and Quirino
  • Heavy damage to agriculture
  • Some large trees uprooted
  • Majority of nipa and cogon houses unroofed or destroyed, considerable damage to structures of light to medium construction
  • Moderate to heavy disruption of electrical power and communication services
  • Travel by land, sea and air is dangerous
No. 2
Winds of 61-100 kph is expected in at least 24 hrs
Ilocos Norte, Ilocas Sur, Abra, Apayao, La Union, Benguet, Pangasinan, Zambales, Tarlac, Pampanga, Bulacan, Metro Manila, Rizal, Quezon including Polillo Island, Bataan, Camarines Norte, Camarines Sur and Catanduanes.
  • Moderate damage to agriculture
  • Rice and corn adversely affected
  • Few large trees uprooted
  • Large number of nipa and cogon houses partially or totally unroofed
  • Some old galvanized iron roofing may roll off
  • Travel by all types of sea vessels is risky
No. 1
Winds of 45-60 kph is expected within the next 36 hours
Cavite, Laguna, Batangas, Marinduque, Albay, Sorsogon, Burias and Lubang Islands, Babuyan and Calayan grp. Of Islands.
  • Twigs and branches of trees may be broken
  • Some banana plants may tilt or land flat on the ground
  • Rice in flowering stage may suffer significant damage
  • Some nipa and cogon houses may be partially unroofed
  • Sea travel of small seacrafts and fishing boats is risky

  • Public Storm Warning Signal elsewhere are now lowered.
  • Residents in low lying and mountainous areas under Public Storm Warning Signals are alerted against possible flashfloods and landslides. Likewise, those living in
  • coastal areas are alerted against big waves or storm surges generated by this tropical cyclone.
  • Estimated rainfall amount is from 15 - 25 mm per hour within the 650 km diameter of the typhoon.
  • Typhoon Pedring is expected to enhance the Southwest Monsoon and will bring scattered to widespread rains over Southern Luzon and Visayas.
  • The public and the disaster coordinating councils concerned are advised to take appropriate actions and watch for the next bulletin to be issued at 5 AM tomorrow and the hourly updates.

SSS Disability Benefits Guidelines

SSS Disability Benefits

What is the New Disability Program?
The new SSS Disability program is a re-designed disability program that implements the revised manual of disability assessment. The new program adopts the World Health Organization’s (WHO) definition of disability that states as any “restriction or lack (resulting from impairment) of ability to perform an activity in the manner or within the range considered normal for a human being.”

What is the main objective of the new disability program?

The re-designed program aims to ensure that the right cash benefit for disability is paid to truly deserving members.

What are the salient features of the new disability program?
The re-designed disability program –
  • Adopts the WHO definition of disability which is any “restriction or lack (resulting from impairment) of ability to perform an activity in the manner or within the range considered normal for a human being.” Impairment is defined as any loss or abnormality of psychological, physiological, or anatomical structure or function.
  • Adopts the International Statistical Classifications of Diseases and Related Health problems Codes (ICD-10).
  • Includes medical and functional assessments.
  • Requires annual assessment of all pensioners except those with scheduled disabilities stated under Section 13-A (f) of the SS Law.

What is the medical and functional assessment under the new disability program?
        Under the medical assessment, nature and degree of impairment of affected body part/system is determined through physical examination and interview supported by appropriate diagnostic tests. While, under functional assessment, the capacity of the individual to perform activities of daily living (ADL) is tested using the Functional Independence Measure (FIM).

        Member should have 20% medical impairment to qualify for functional assessment.

Who is qualified for disability benefit under the new program?
        A member who suffers partial or total disability with at least one monthly contribution paid to the SSS prior to the semester of contingency is qualified.

What are some of the permanent partial disabilities? 
A complete and permanent loss or use of any of the following body parts and does not totally prevent a member from engaging in any gainful occupation.

What are some of the permanent total disabilities? 
The following fall under permanent total disability:
  1. Complete loss of sight of both eyes;
  2. Loss of two limbs at or above the ankle or wrists;
  3. Permanent complete paralysis of two limbs;
  4. Brain injury resulting to incurable imbecility or insanity; and
  5. Such cases as determined and approved by the SSS.

What are the types of disability benefits? 

They are:
  1. The monthly pension; and
  2. The lump sum amount.
The monthly pension is a cash benefit paid to a disabled member who has paid at least 36 monthly contributions to the SSS prior to the semester of disability.

The lump sum amount is granted to those who have not paid the required 36 monthly contributions.

How much is the monthly pension? 

The amount of the monthly pension will be based on the member’s number of paid contributions and the years of membership.

The lowest monthly pension is P1,000 for members with less than 10 credit years of service (CYS); P1,200 with at least 10 CYS and P2,400 with at lest 20 CYS.

Is the monthly pension for life? 
Only totally and permanently disabled members will be receive a lifetime monthly pension. However, the pension will be suspended if the pensioner recovers from the illness, resumes employment or fails to report for annual physical examination when notified by the SSS. The member may request for a domiciliary or a home visit if the disability inhibits the member from reporting for re-examination by the SSS physician at any of SSS branch offices.

The monthly pension of a partially disabled member is paid up to a certain number of months only according to the degree of disability. If with deteriorating and related permanent partial disability, the percentage degree of disability of previously granted claim shall be deducted from the percentage degree of disability of the current claim.

The monthly pension is also given in a lump sum if duration of pension is payable for less than 12 months.

How is the monthly pension paid? 
The monthly pension is paid thru the member’s designated bank. He is allowed to choose the bank nearest his residence thru which he wishes to receive his pension benefits under the “Mag-impok sa Bangko” program. This became mandatory effective September 1, 1993.

A member must open a single saving account and must submit to the SSS his savings account number and a photocopy of his passbook upon filing of his application. The original copy of the passbook must be presented for authentication purposes.

Upon approval of the claim, the SSS will mail a notice-voucher to the claimant when to withdraw the benefit from the bank.

How much is the lump sum amount? 
For permanent total disability, the lump sum benefit is equivalent to the monthly pension times the number of monthly contributions paid to the SSS or twelve (12) times the monthly pension, whichever is higher.

For permanent partial disability, the lump sum is equivalent to the monthly pension times the number of monthly contributions times the percentage of disability in relation to the whole body or the monthly pension times 12 times the percentage of disability, whichever is higher.

Aside from the disability benefit, what else can a disability pensioner receive? 
In addition to the monthly pension, a supplemental allowance of P500.00 is paid to the total or partial disability pensioner. The allowance will provide additional financial assistance to meet the extra needs arising from the disability.

Total disability pensioners and their legal dependents prior to the effectivity of R.A. 7875 on March 4, 1995 are entitled to hospitalization benefits under PhilHealth. A copy of DDR Print-out indicating the type of claim is disability in nature and the effectivity date of pension or a Copy of Disability-Pensioner Certification, shall be submitted. Total disabled pensioners upon the effectivity of R.A. 7875 on March 4, 1995 and thereafter, are no longer covered except when they have accumulated one hundred twenty (120) Medicare monthly contributions and have reached age sixty (60).

However, those who wish to avail of PhilHealth benefits may enroll in the Individually-Paying Program (for voluntary/self-employed) or the Indigent Program (IP) of PhilHealth.

Are the children of a disabled member entitled to the dependent's pension? 
The dependent legitimate, legitimated, legally adopted and illegitimate children, conceived on or before the date of contingency of a totally disabled pensioner will each receive a dependent’s pension equivalent to 10 per cent of the member’s pension or P250, whichever is higher.

Only five minor-children, beginning from the youngest are entitled to the dependents’ pension. No substitution is allowed. Where there are legitimate and illegitimate minor children, the legitimated or legally adopted ones will be preferred.

The minor children of a partially disabled pensioner are not entitled to the dependent’s pension.

For how long will the dependent child receive his pension? 
The dependent’s pension stops when the child reaches 21 years old, gets married, gets employed or dies. However, the dependent’s pension is granted for life to children who are over 21 years old, provided, they are incapacitated and incapable of self-support due to physical or mental defect which is congenital or acquired during minority.

What will happen to the monthly pension in case the pensioner gets re-employed, resumes self-employment, recovers from his permanent total disability or his failure to present himself/herself for examination upon notice by SSS?
The monthly of the member and the dependent’s pension will be suspended upon the reemployment or resumption of self-employment or the recovery of the disabled member from permanent total disability or failure to present himself/herself for examination at least once a year upon notice by SSS.

What will happen to the monthly pension of a disability pensioner in case of death?
Upon the death of the permanent total disability pensioner, the primary beneficiaries as of the date of disability, shall be entitled to 100 per cent of the monthly pension and the dependents to the dependents’ pension.

If the totally disabled pensioner has no primary beneficiaries and dies within sixty (60) months from the start of the monthly pension, the secondary beneficiaries shall be entitled to a lump sum benefit equivalent to the total monthly pensions corresponding to the balance of the five-year guaranteed period excluding the dependent’s pension.

The pension stops when a partial disability pensioner retires or dies.

What is the prescriptive period in filing disability claims?
The prescriptive period in the filing of disability benefit claim should be ten (10) years from the date of occurrence of disability.

What are the forms needed in filing for the disability benefit?
  1. Disability Claim Application (SSS Form DDR-1);
  2. Medical Certificate (SSS Form MMD-102)
  3. Other documents that may be required to support the disability claim such as clinical and laboratory tests results, x-ray; and hospital records.
  4. SSS digitized ID or E-6 (acknowledgement stub) with two valid IDs, one of which with recent photo.

Where can a member file his disability benefit application? 
Applications forms of disability benefits are filed at the nearest SSS branch or representative office.

Saturday, September 17, 2011


It’s final.
Motorists passing through expressways will be paying a higher toll, inclusive of the 12 percent value added tax (VAT), effective October 1.
The Toll Regulatory Board (TRB) gave the go-signal on Thursday to the country’s toll road operators to charge the new rates despite protests from commuter groups, mass transport leaders and lawmakers.
The Bureau of Internal Revenue (BIR) expects to collect an additional P2 billion a year from VAT on toll.
The new TRB notice approving the new rates was published in newspapers yesterday. The adjusted rates for all the country’s highways were also made public.
Three-week notice
The notice will be published again next Friday and again a week later in compliance with the government’s three-week publication requirement for any adjustment in the rates.
At the North Luzon Expressway, the toll for class 1 vehicles from Balintawak to Sta. Ines will go up to P218 from the current P195. The toll will go up to P544 from P486 for class 2 vehicles and to P652 from P583 for class 3 vehicles.
At the Subic-Clark-Tarlac Expressway, the toll from Tipo to Tarlac will go up to P272 (from P243) for class 1, to P543 (from P485) for class 2, and P815 (from P728) for class 3 vehicles.
At the South Luzon Expressway, the toll from Alabang to Calamba goes up to P96 (P86) for class 1, P192 (from P172) for class 2 and P288 (from P258) for class 3.
At the Metro Manila Skyway, rates from Merville to Alabang will go up to P164 for class 1 (from P147), to P329 (from P294) for class 2 and P493 (from P441) for class 3 vehicles.
Toll at the Southern Tagalog Arterial Road (Star Toll) from Sto. Tomas to Batangas for class 1 vehicles will climb to P67 (from P60), to P134 (from P120) for class 2 and to P200 (from P179) for class 3 vehicles.
Coastal Road
At the Manila-Cavite Toll Expressway project, also known as Coastal Road, rates for the section from Roxas Boulevard to Longos, Las Pinas, will climb to P24 from P22 for class 1, to P48 from P43 for class 2 and to P72 from P65 for class 3 vehicles.
At the Coastal Road’s Longos-Kawit extension, rates will climb to P64 from P58 for class 1,
to P129 from P116 for class 2 and to P194 from P174 for class 3 vehicles.
The adjusted rates for all toll roads are rounded off to the nearest peso, to avoid forcing operators to give change in centavo denominations.
Despite TRB’s approval of the higher toll fees, oppositors are not yet giving up.
Elvira Medina, head of the National Council for Consumer Protection (NCCP) said they would appeal to President Aquino together with other parties opposing the VAT on toll.
“We’re not giving up. We will fight this measure until the very last day,” she said in an interview. “There’s still a possibility that the President will stop this,” she said.
She warned that imposing VAT on toll would lead to higher public transport fares, which may force people who live in nearby provinces to relocate to the already-congested Metro Manila, instead of commuting everyday to get to work. 
credits to inquirer

Wednesday, September 14, 2011

Shamcey Supsup was the third runner-up in the Miss Universe 2011

Reigning Binibining Pilipinas-Universe Shamcey Supsup was the third runner-up in the Miss Universe 2011 pageant held at the Credicard Hall in Sao Paulo, Brazil. Here is the complete list of winners.

  • Miss Universe: Miss Angola
  • 1st Runner up: Miss Brazil
  • 2nd Runner up: Miss Ukraine
  • 3rd Runner up: Miss Philippines
  • 4th Runner up: Miss China

Filipino singer and actress Lea Salonga was one of the nine telecast judges in this year's Miss Universe pageant. Aside from Salonga, the other telecast judges were Hélio Castroneves, Connie Chung, Isabeli Fontana, Vivica A. Fox, Adrienne Maloof-Nassif, Farouk Shami, Italo Zanzi, and Miss Universe 2003 Amelia Vega.

Ximena Navarrete of Mexico will crown her successor at the end of the 60th anniversary of the Miss Universe pageant. A record number of contestants from 89 countries and territories are participating in this year's pageant. The figure surpasses the previous record of 86 contestants in 2006.

Question-and-answer portion
During the question-and-answer portion for the top 5 contestants of the pageant, judge Vivica A. Fox asked Supsup, "Would you change your religious beliefs to marry the person you love? Why or why not?"

Supsup answered, "If I would have to change my religious beliefs, I would not marry the person that I love. Because the first person that I love is God, who created me."

"I have my faith and my principles, and this is what makes me who I am. If the person loves me, he'll love my God too," she added. Supsup was the only one among the top 5 contestants who answered the judge's question in English. The others gave their replies in their own languages.

Shamcey Supsup
Shamcey Gurrea Supsup was born on May 16, 1986 in General Santos City. Supsup graduated from the University of the Philippines-Diliman as magna cum laude with a degree in architecture. She also topped the Architecture Licensure Examination in July last year.

Miss Angola
If you could change one of your personal characteristics, which one would it be and why?

"Thank God, I’m very well satisfied with the way God created me and I would not change a thing. I consider myself a woman with inner beauty. I have my principles. I have acquired many wonderful principles from my family and I plan to follow this through the rest of my life."
                                                                                                                                   Credits to GMA NEWS

Sunday, September 4, 2011

Penafrancia Festival 2011 Avenue Square Naga City Activities

Entrance Fee is Free every Saturday and Sunday @ Avenue Square Al Fresco Acoustic Performances Plus a lot of other activities. 

Peñafrancia Festival 2011 Schedule of Events / Activities
September 2011 Activities

Schedules are subject to change without prior notice.



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