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Today, I receive all God’s love for me. Today, I open myself to the unbounded, limitless, overflowing abundance of God’s Universe. Today, I open myself to your Blessings, healing and miracles.Today, I open myself to God’s Word so that I become more like Jesus Everyday. Today, I proclaim that I’m God’s Beloved, I’m God’s Servant, I’m God’s powerful champion, And because I am blessed, I will bless the world, In Jesus Name, Amen.

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The Great Wall of China in Mutianyu

The Great Wall of China is referred to in Mandarin as Wanli Changcheng (10,000-Li Long Wall or simply very long wall) BEIJING, CHINA- S...

Monday, March 19, 2012

FORT BONIFACIO UNDERGROUND TUNNEL OPENING SOON!


Hear ye! Hear ye! Mark your calendar on March 22, 2012. This will be the date that an underground war tunnel in Fort Bonifacio will be reopened to tourism as a tribute to the many unsung heroes in the military.

Upon the initiative of the Bases Conversion and Development Authority (BCDA) the underground war tunnel in Fort Bonifacio will be transform into a heritage site to honor the sacrifices of the country’s long line of soldiers.

The underground passageway is located at the eastern area of what is now called Bonifacio Global City in Taguig City, which used to be part of the sprawling Army base.

The tunnel used to be the main attraction of the old Philippine Army museum and library, which have since been relocated with the conversion of a sizable portion of the military camp into a business and residential district.

The tunnel’s reopening was timely since the Philippine Army would be celebrating its 115th founding anniversary on March 22.

For more information click here.


Miss Universe-Japan finalist is Manileña


 
I don't know what is it with beauty contests that make us all wide-eyed. Maybe it is because each and every girl has this secret dream of becoming a beauty queen someday and the boys simply can't resist the beauties in parade. We are a country that look up to beauty queens more than  politicians. Reasons? Well answer it yourself :-P!  I know, you know why:-)

Meet Naomi S. Kida the first Japino to make it to the finals of Miss Universe-Japan. Born in Tondo, Manila, in June 1988. Naomi is the daughter of Cristina Rivera Santiaguel of Imus, Cavite and Masami Kida, president of a cement production company. She is said to be fluent in Japanese, English and Filipino, Naomi regularly visits the Philippines and stays in Almanza, Las Piñas, with her aunt.

Standing at 170 cm or 5’7” tall. Naomi is tall by Japanese and Philippine standards.  Her height served her well as a volleyball player in school and as a model.

She made it to the Top 5 of the beauty contest in Tokyo on June 17, 2011.

Her dream is to become a bridge between Japan and the Philippines.

How many contestants joined Miss Universe Japan? 

There were 15 finalists.  
 

What question did the judges ask you during the finals?

They asked me to describe “fortune” in my own words. My answer was,  “Fortune is making your own destiny through the choices you make.” I said that because of my own experiences, I am who I am now because of the choices I made in the past
 
Congratulations!

Source: Inquirer


Saturday, March 17, 2012

NOYNOYING


Last March 15, 2012, youth-students who joined the nationwide people's protests against oil deregulation law, oil overpricing and oil-VAT demonstrated how President Benigno “Noynoy” Aquino is reacting to people's problems. They called this demo as “Noynoying.” Instead of ‘planking,’ they do a little play-acting, or a parody, of “Noynoy” Aquino's inaction on people's pleas against the weekly oil price hikes.
“Guess what he’s doing there,” said Vencer Crisostomo, chairman of Anakbayan and emcee of the program held at the Elliptical road in Quezon City before the protesters drove a caravan to the oil companies’ head offices in Makati. Crisostomo pointed to a participating protester, who was seen lounging at the street, looking bored while chain-smoking.



Another student was on the phone for a long time. Another just sat there plainly doing nothing. In “Noynoying,” Anakbayan said some students will sit down in the middle of certain major roads in Metro Manila while adopting “the president’s trademark vacant stare.”
“And this one, what is she doing?” Crisostomo asked, putting the spotlight on another student who looks like she’s daydreaming. Protesters shouted: “Dreaming of Grace Lee?”

Crisostomo urged the leaders of people's organizations to also do a “Noynoying,” to which COURAGE chairman Ferdie Gaite and KMU chairman Bong Labog cooperated, to loud laughter among protesters, including from Gabriela Rep. Emmi de Jesus.

The protesters generally criticized President Aquino for playing deaf and blind, for not acting on the consumers’ issues against the abuses of what they call as foreign oil cartel and for simply pretending like he is doing something when he is just coming out with stop-gap measures such as the derided Pantawid Pasada program.

The protesters demand the scrapping or reduction of VAT on oil, and the scrapping or suspension of Oil Deregulation Law.

Source: Bulatlat Text and photos by MARYA SALAMAT


Cebu Pacific Seat Sale from March 16 to 19, 2012


Cebu Pacific
Sale Period: March 16 to 19, 2012

Details
  • Quoted fares are one-way and have limited availability.
  • Fare are exclusive of government fees and taxes.
  • International fares are exclusive of fuel surcharges.
  • Fares are non-refundable.
  • Flight changes must be made more than 24 hours before scheduled time of departure.
  • CAB approved terms and conditions of carriage apply. 
  
Domestic Flights Go Lite Fare
Cebu to Bacolod, Butuan, Cagayan de Oro, Clark, Dipolog, Dumaguete, General Santos, Iloilo, Legazpi, Ozamiz, Pagadian, Puerto Princesa, Siargao, Surigao, Tacloban, Zamboanga or Kalibo NEW!
P88
Davao to Cagayan de Oro or Zamboanga
P88
Cagayan de Oro to Iloilo NEW!
P88
Zamboanga to Tawi-Tawi NEW!
P88
Travel Period: June 1 to August 31, 2012
International Flights Go Lite Fare
ALL International Destinations
50% OFF
Travel Period: May 1 to September 30, 2012


Be The Next Comic Marvel


Hear ye Hear ye! “Be The Next Comic Marvel” calls for aspiring pencilers, cover artists, inkers, and colorists to get a chance to have their portfolios reviewed by CB Cebulski.

Marvel Comics’ top international scout C.B. Cebulski is in Manila to look for undiscovered talents to follow in the footsteps of Filipino artists Leinil Yu and Carlo Pagulayan. 

CB will also hold a talk and book signing, A Crash Course On The Comic Biz, today, March 17, 2012 at 3 p.m., at Bestsellers, Robinsons Galleria. 

Learn how to break into the comic book business and more from Marvel Comics’ VP for Creator and Content Development, whose works include the “X-Men Fairy Tales” and the “Spiderman Fairy Tales”.

Hope to see you there!


Friday, March 16, 2012

PYROMUSICAL 2012 CHINA VS. THE NETHERLANDS


I wrote about the spectacular Close-Up Pyromusical year after year simply because I want to share FREE information. It was never a paid post. No freebies whatsoever. What I got is purely the joy of sharing. Then good karma struck. I won two VIP tickets when I entered a contest sponsored by Close-Up @ Izah's blog. Thank you so much Izah Morales for the two VIP Tickets with pica-pica.  My brother and I really enjoyed the spectacular show in the sky! Thanks to you. You are our angel. Huggy hugz <3!

Even if we are promdi, yeah prom da province. (Shame on you Manileno's and Manilena, :-p lol) And amid the traffic and eccentricity of this far away place we found  our way to MOA and to Izah's designated place where she handed out our two (2) complimentary tickets.

There was confusion at first as to where that entrance really is. But my brother and I are fierce travelers and we never accept NO by those people we asked  for an answer. Even if it took us hours before we finally found the ONE! The one entrance where we finally met Izah and partner. You could imagine the bliss of finding that gate, ha ha ha! Oh well, I made my way to China's Great Wall down to Polomok in South Cotabato in Mindanao alone, so how come somebody would tell me I could not conquer MOA? Ha ha ha! Yeah yeah I know, shame on me for missing traveling so much. Hi to my neurosurgeon. Behave po ako :-) Well everybody, at least in my immediate circle, knows that being an aneurysm survivor, I am not allowed to travel very far, be stressed-out or be mad. That's why I will take this opportunity to warn those bitches not to come near me ha ha ha!

I could still imagine Izah's bewildered face meeting us for the first time. I look like someone so harassed, confused even, what with my unruly hair that needed rebonding?  And my pawisan nose? Yeah yeah I know kuya! Well, my kuya said that you need to know that we left at 3 p.m. and finally met you at 6:30 p.m. or was that 7 p.m.?  See Izah, we had to go through hell errr 3 and a half hours of non-stop rides and traffic just to see you and your magical gift. Thank you for patiently waiting for us! 

We were finally ushered to the VIP area and got stamped. We may have VIP tickets but we are lost, I can't find that Close-up booth grrrrr! Then my brother saw the light! They don't have Close up booth but Unilever booth ha ha ha! Imagine me grinning from ear to ear when we made it inside the booth unscathed.

As we waited for the spectacular show to start we had pica-pica and drinks.Then ka-boom! Boom Boom Boom! It's showtime! Yeah!
 

















PCSO LOTTO WINNER DIONIE REYES


What if you win the Lotto, how and where will you spend your money?

I am one of millions who keep on thinking how on earth would I spend all that moolah? I am glad that I am not betting on any game of chance because what if I win? How on earth will I answer that question? Ha ha ha!

Last April 22, 2008, Dionie Reyes, a utility worker, won P14,125,032 in the Lotto 6/42 draw and for three months lived the life of a millionaire, something he had been longing to experience.

He lived in a P4-million house in a posh subdivision, drove around in a sports utility vehicle (SUV), and gave goodwill money, ranging P1,000 to P 850,000, to relatives and friends. He also gambled daily, womanized, and went on regular drinking sprees.

In an exclusive interview, DR told the Manila Bulletin that he did not regret throwing all the money away, because it was his, he enjoyed it to the hilt, and he did not take it from anybody else. "I won it from a lotto game of PCSO (Philippine Charity Sweepstakes Office)," DR said. "It was my money. I spent my P14 million in three months," he admits. But in the end, he felt sorry for his unbridled spending spree.

From being an instant millionaire, DR now owes some people about P500,000. And to underscore his current state of living, DR underwent a heart surgery at the Philippine Heart Center (PHC) last September without any cash on hand. And he had to thank the PCSO management for helping him pay for the cost of operation of about P500,000, more or less.

Nearly four years after his lucky streak, the married native of Las Piñas, now 47, with an 11-year-old adopted son, said he wants to tell his story so others who may strike gold, or already did, with the lotto games may learn a lesson or two from his experience.

When this pen pusher, rather Blackberry user, told him his name will not be mentioned to shield him from any uninvited or unintended consequences of his coming out in public, he won't have it that way. "If you are not going to mention my name, then there is no use telling my story. Readers may not believe your article. You may even use my photograph," he insists. "After all, I have nothing to fear. That was about four years ago already. I had spent all my winnings. Nothing is left, except my house and the things I gave my relatives, office mates, friends, and acquaintances," he says.

DR recalled that before his mother Paz died at 71 in 2004, she used to tell him that she had been praying for him to win in the lotto play. "Anak, ipinagdarasal ko na manalo ka na ng lotto para makatikim naman tayo ng ginhawa (Son, I have been praying that you win in the lotto so we can have a better life)," DR recalls his mother telling him. DR proudly said that being the youngest of his six siblings made him the favorite of his mother. He has five sisters and a brother.

About four years after his mother's demise, DR finally hit the jackpot, using a Lucky Pick, System 7 bet worth P70. A System 7 bet has seven combinations. "It was a Tuesday when I hit the jackpot. My boss announced that a lotto machine gave out the winning numbers for 6/42, Lucky Pick, and System 7," relates DR. "I had all the three categories. So, I silently hoped that I am the winner," says DR. He did not check his ticket yet.

Wednesday evening, after work, like in many other days before, DR went on another drinking session. He still did not check his lotto ticket in his wallet, which by then was already drenched with his own urine because of too much drinking.

Friday, at lunch time, while eating with an office mate, DR took out his smelly wallet and got the 6/42 ticket. He had memorized the winning combination, 09-15-18-23-28-40, which had at stake P14,125,032.

"Uy, I got three... four... five numbers," DR exclaims, as excitement overwhelmed him. He said he no longer mentioned he got all the six drawn numbers. He just nudged his officemate, who got the message. "At 1 p.m., accompanied by my boss, I had my winning ticket validated at the PCSO's Internal Audit Department. The lotto machine did not accept it at first because of urine smudge. So, the validation was done manually, entering into the lotto machine the security numbers in the ticket," recounts DR.

The PCSO validation machine confirmed DR won the more than P14-million jackpot. "After about an hour, I got the check and I went to the bank, still with my boss," he said.

"Lahat tayo may pangarap. Gusto ko talaga magkaroon ng kotse, magandang bahay, at makahawak ng malaking pera. Kaya sinabi ko sa bangko bigyan ako ng isang milyon na cash at tulungan ako makabili ng Toyota Fortuner na usong-uson noon," he recalls with fondness.

He said he was adamant he wanted to go home driving his new car, and a million-peso cash with him. The bank made sure he got them. It was already evening when he got his shiny Sports Utility Vehicle (SUV). Later, DR also bought a P4-million house and lot at BF Homes in Las Piñas.

Out of his winnings, he gave his six siblings P50,000 each; another P500,000 to one of his nephews for a three-door apartment he wanted to build; and from R1,000 to R30,000 to some of his office mates; and R100,000 to his boss. He gifted a nephew of his wife with a car worth P850,000, a Mitsubishi Fuzion. DR now hitches a ride with him every time he goes to work.

For a month, he did not go home to Cavite where he lived at the time he won. He stayed with a sister-in-law in Parañaque City. When he finally showed up in Cavite, he gave away from P5,000 to P50,000 to some friends and neighbors. DR estimated he gave away about P2 million or more for "balato" to relatives, friends, neighbors, and office mates, not counting people he did not know who came to him to borrow money. "I just gave them and told them not to pay me back," he says. Just over a year later, he sold his car and then his house at BF Homes. He bought another house also in Las Piñas worth P1.7 million. He now wants to sell the house to pay off debts.

DR narrated that the rest of his money, about P10 million, was gone in only three months. "I spent all my money through daily gambling, especially cockfighting, drinking sprees nightly, and womanizing. Almost every day, I lost a minimum of P100,000 in cockfighting. It was very quick, I had an especial ATM (automated teller machine) card issued by my bank," DR says.

"Every time I came home, my wife just cried and cried. She asked me many times to stop. I did not listen. My siblings also asked me to change ways and have a new life," he recalls. "I did not listen to any of them. It was my money, anyway. I won it fairly not at the expense of others," DR maintains.
Source: Manila Bulletin


Philippine Airlines Seat Sale March 15 to 21, 2012



Domestic Fares
  • Sale Period: March 15 to 21, 2012
  • Purchase any PAL operated domestic ticket and avail of a second ticket for P77 one way fare for Economy class and P3,777 one way fare for Business class to any PAL operated domestic sector.

Fiesta (Economy) ClassBase FareBase Fare + SurchargesAll-In Fare
LuzonP77P373P418
VisayasP77P429P481
MindanaoP77P540P605
Mabuhay (Business) ClassBase FareBase Fare + SurchargesAll-In Fare
LuzonP3777P4073P4562
VisayasP3777P4129P4625
MindanaoP3777P4177P4679

Travel Period: June 1 to August 15, 2012

  • Luzon: Laoag, Legazpi, Puerto Princesa
  • Visayas: Bacolod, Cebu, Dumaguete, Iloilo, Kalibo, Roxas, Tacloban, Tagbilaran
  • Mindanao: Butuan, Cagayan de Oro, Cotabato, Davao, Dipolog, General Santos, Ozamiz, Zamboanga
International Fares
  • Sale Period: March 15 to 21, 2012
  • Purchase any roundtrip international or regional fare and avail of a second ticket for as low as USD7/RT for economy and USD377 round-trip for business on selected regional sector for you or your PAL.
  • Below fare levels are inclusive of government taxes, fees, charges and fuel surcharges but exclusive of Philippine Travel tax and airport terminal fee.

Economy ClassBase FareB + STaxTotal Fare
BangkokUSD 7USD 150USD 22.8USD 179.8
Ho Chi MinhUSD 7USD 150USD 18USD 175
JakartaUSD 7USD 170USD 19USD 196
MacauUSD 7USD 90USD 13.8USD 110.8
SingaporeUSD 7USD 150USD 22.1USD 179.1
TaipeiUSD 7USD 90USD 10.2USD 107.2
XiamenUSD 7USD 110USD 14.3USD 130.3
Hong KongUSD 11USD 90USD 15.5USD 116.5
DelhiUSD 277USD 320USD 34.4USD 631.4
MelbourneUSD 277USD 300USD 83.4USD 660.4
SydneyUSD 277USD 300USD 103USD 680
GuamUSD 7USD 70USD 20.36USD 97.36
BeijingUSD 7USD 150USD 14.3USD 171.3
ShanghaiUSD 7USD 150USD 14.3USD 171.3
FukuokaUSD 177USD 150USD 11.5USD 338.5
NagoyaUSD 177USD 150USD 30.4USD 357.4
TokyoUSD 177USD 150USD 30.9USD 357.9
OsakaUSD 177USD 150USD 32.2USD 359.2

Travel Period

  • June 1 to August 15, 2012: Bangkok, Ho Chi Minh, Jakarta, Macau, Singapore, Taipei, Xiamen, Hong Kong, Delhi, Melbourne, Sydney, Guam, Beijing and Shanghai
  • June 1 to July 31, 2012: Fukuoka, Tokyo, Nagoya and Osaka
Economy Class Base Fare Surcharge + TaxTotal Fare
San FranciscoUSD 477USD 457.9USD 934.9
Los AngelesUSD 477USD 457.9USD 934.9
Las VegasUSD 477USD 457.9USD 934.9
Honolulu USD 277USD 367.9USD 644.9
VancouverUSD 477USD 443USD 920

Travel Period: September 16 to December 13, 2012



NIKE AND ADIDAS CLEARANCE SALE MARCH 14 TO 18, 2012 SM MEGAMALL




Details
  • Nike and Adidas Clearance Sale is from March 14-18, 2012.
  • Up to 70% OFF on selected items.
  • Get Additional 10% discount on Nike and Adidas products if you bring a SM Advantage, Prestige or BDO Rewards cardholder on March 14 from 10:00am to 12:00nn only.
  • Happening only at the SM Megatrade Hall 1 in SM Megamall.
  • Other brands also in the sale are Puma, Outland, Levi's, Sandugo Sandals, NBA, Converse and Accel.
  • For BDO cardholders: 5% rebate and 0% interest up to 3 months with a P5,000 single-receipt purchase.


Air Phil Express Seat Sale March 16 to 19, 2012



Air Phil Express
Sale Period: March 16 to 19, 2012
Travel Period: April 1 to May 31, 2012
* 10 kilos free baggage

Details
  • Quoted fares for Domestic and International Flights are for one-way only.
  • Fares are with 15 kilos Free Baggage Allowance.
  • Philippine Government Tax not included.
  • Fare is not guaranteed until the final purchase.
  • Priced from Origin to Destination or Vice Versa.
  • Subject to rules and conditions, please review carefully.
Domestic DestinationsOne-Way Fare
Clark to Cebu, Davao, Kalibo or Puerto Princesa P188
Cebu to Bacolod, Butuan, Cagayan De Oro, Caticlan*, Cotabato, Davao, Dipolog, General Santos, Iloilo, Kalibo, Legazpi, Ozamiz, Pagadian, Puerto Princesa, Surigao, Tacloban or Zamboanga P188
Zamboanga to Davao, Jolo or Tawi-Tawi P188
Manila to Butuan, Cagayan De Oro, Cotabato, Davao, General Santos, Ozamiz, Pagadian, Surigao or Zamboanga P888


Cebu Pacific Seat Sale from March 13 to 16, 2012


Cebu Pacific
Sale Period: March 13 to 16, 2012

Details
  • Quoted fares are one-way and have limited availability.
  • Fare are exclusive of government fees and taxes.
  • International fares are exclusive of fuel surcharges.
  • Fares are non-refundable.
  • Flight changes must be made more than 24 hours before scheduled time of departure.
  • CAB approved terms and conditions of carriage apply. 
 
Domestic Flights Go Lite Fare
ALL Domestic Destinations
P88
Travel Period: June 1 to August 31, 2012
International Flights Go Lite Fare
Clark to Hong Kong or Macau
P688
Clark to Bangkok
P1,088
Cebu to Hong Kong
P1,088
Kalibo to Hong Kong
P1,088
Cebu or Clark to Singapore
P1,488
Cebu to Busan or Incheon
P2,488
Travel Period: May 1 to July 31, 2012


Thursday, March 15, 2012

ANGEL LOCSIN BEST ACTRESS OF THE YEAR PMPC STAR AWARDS FOR MOVIES


Congratulations to our former neighbor ANGEL LOCSIN BEST ACTRESS OF THE YEAR PMPC STAR AWARDS FOR MOVIES 2012. Woooootttttttttttt! Gel you made it! Yahoooooo!
                                                  
PMPC Star Awards for movies was hosted by Anne Curtis, KC Concepcion, Sarah Geronimo, Aga Muhlach and Derek Ramsay.

The star-studded 28th edition of PMPC Star Awards for Movies was held Wednesday night, March 14, 2012 at the Meralco Theater, Ortigas Ave., Pasig City.

2012 Ulirang Artista Awardee : Eddie Gutierrez

2012 Ulirang Alagad ng Pelikula sa Likod ng Kamera : Marilou Diaz-Abaya

Winners of the 28th PMPC Star Awards for Movies:

New Movie Actress of the Year :Solenn Heussaff (Temptation Island)
New Movie Actor of the Year : Rocco Nacino (Ang Sayaw ng Dalawang Kaliwang Paa)
Movie Original Screenplay of the Year : Olivia Lamasan & Enrico Santos (In The Name of Love)
Movie Child Performer of the Year : Jillian Ward (Aswang)
Miss Great Shape Personality :Angel Locsin
Mr. Great Shape Personality : Derek Ramsay
Digital Movie Original Screenplay of the Year : Thelma By Froilan Medina & Paul Soriano  
Movie Supporting Actor of the Year : Jake Cuenca (In The Name of Love) & Baron Geisler (Manila Kingpin: The Asiong Salonga Story)
Movie Supporting Actress of the Year : Lovi Poe (Yesterday, Today, Tomorrow)
Digital Movie Director of the Year : Paul Soriano (Thelma)
Movie Director of the Year : Darryl dela Cruz (Manila Kingpin: The Asiong Salonga Story)
Digital Movie of the Year : Thelma (Time Horizon Pictures/ Abracadabra Productions / Underground Logic)
Movie Production Designer of the Year : Fritz Silorio, Mona Soriano, & Ronaldo Cadapan (Manila Kingpin: The Asiong Salonga Story)
Movie Cinematographer of the Year : Carlo Mendoza (Manila Kingpin: The Asiong Salonga Story)
Movie Original Theme Song of the Year : "Hari ng Tondo" (Manila Kingpin: The Asiong Salonga Story)
Movie of the Year - Manila Kingpin: The Asiong Salonga Story (Viva Communication Inc. / Scenema Concept Int'l.)
Best Actor of The Year for movies : Aga Muhlach (In The Name of Love) and Jeorge Estregan (Manila Kingpin: The Asiong Salonga Story)
Best Actress of The Year for movies : Angel Locsin (In The Name of Love) 

SPECIAL AWARDS
Ms. Great Shape Personality : Angel Locsin
Mr. Great Shape Personality : Derek Ramsay
Face of the Night : Valerie Concepcion
Male Star of The Night : Aga Muhlach
Female Star of The Night : KC Concepcion 
Darling of the Press : Atty. Persida Acosta


Official statement of Arnold Clavio on the Azkals issue


Official statement of Arnold Clavio on the Azkals issue:

GMA News anchor Arnold Clavio responds to criticisms about the recent remarks he made about the sexual harassment case currently faced by some members of the Philippine Azkals:
"Mga igan, nakakalungkot na may negatibong reaksyon ang naging pahayag ko tungkol sa Philippine Azkals kaugnay ng sexual harassment complaint ni Ms. Cristy Ramos. Wala po akong ganoong intensyon. Ang isyu po rito ay sexual harassment at kung may nagamit man po akong mga salita na hindi angkop, nagpapakumbaba po ako at humihingi ng pang-unawa. Dun naman po sa mga kasama kong nanindigan laban sa sexual harassment, maraming salamat po. Seryoso pong isyu ito na dapat bantayan."-Arnold Clavio

                                                                                                                                                                                           Source: GMA News


Wednesday, March 14, 2012

Ease your financial stress with Lenddo


The existing loan practices in the Philippines makes it difficult for us Filipinos to apply for a loan because it entails a lot of our time going back and forth submitting requirements, filling up a lot of forms, submitting documents, collateral, photocopies and sign tons of loan documents. 

Personally, I don't believe in loans but there are times that we all need one. Like when I was operated on ruptured brain aneurysm last year, the rupture was so sudden that we were caught unprepared for medical emergency that costs more than a million pesos. So, we had to avail of a loan from my aunt. We were lucky my aunt gave us the money, no question asked. But not everyone have a generous auntie. If I will be getting a loan from the bank, I guess it would take sometimes before they could process my loan and I don't think they will grant me one from my hospital bed, don't you think so?

What will you do, in case you find yourself in a medical emergency? Some people I know ask for loans from government agencies but it takes too long for the loans to be released and the process was so tedious that they are already so stressed-out before they get their loans. So I did a little research on-line and found an institution that could now ease our financial stress. We could now avail of a quick, easy, hassle free loan from Lenddo. 

And because Lenddo is new to us I made my own version of FAQ, so we will all understand how this Lenddo thing works.

What is Lenddo?

Lenddo is the world’s first credit scoring service that uses your online social network to assess credit worthiness. That is why Lenddo only provide loans for employed individuals. It’s a convenient way to access low-interest loans, and processing is in just 24 hours.

Lenddo provides loans to specific purpose such as the following:
How to be a member?

To be a member, you need to register first. Upon joining - Lenddo asks for member information such as:
  • Contact
  • Employment 
  • Financial information 
  • And connecting your Social Networks to Lenddo which will allow Lenddo to use this information for loan assessment.
Lenddo Testimonials
View more presentations from Lenddo
How to be eligible for a loan?

To be eligible for a loan, you have to comply with the following minimum requirements. 
  • Have a Lenddo score of at least 400 points in your score
  • Have three (3) Trusted Network each of them should have at least 400 points as well. 
  • You need to be employed. 
  • TIN number 
  • An SSS or GSIS number
  • Current bank accounts.
Please note that compliance with these requirements does not guarantee approval.

What's the difference between basic community and trusted community in my network?

The people on your trusted community are the ones that can vouch for you. They are the ones that can prove you are credit worthy. The basic community is a group of people you know but don’t necessarily trust.

How does Lenddo process loan applications?

Everything are completely electronic with Lenddo and you can sign up at your own convenience. Their registration process takes no more than 15 minutes and depending on your country's regulations you can usually respond within 1 business day, no more waiting for weeks only to be denied!

How long to process a loan?

Within (1) one business day if the information provided by the member is complete and this includes your profile and loan purpose information.

How does Lenddo assess my credit?

Lenddo uses your social media (i.e. Facebook, Gmail, twitter, LinkedIn, Yahoo, MSN, etc.) to determine the strength and integrity of your social network and that you are who you say you are.

What collateral must I put up for a loan?

Lenddo does not require any physical collateral. They leverage on your reputation with your friends and family as collateral. In an extreme case, if you fail to repay your loans or are late on repayments, they reserve the right to lower your credit score, notify members of your network and reduce the credit score of those who referred you.

How much loan could I get from Lenddo

Lenddo give a minimum of Php 5,000 and a maximum of Php 43,000.

How much is the interest rate?

Interest rates are dependent on your Lenddo score and local rates 

What are the payback periods?

Terms range from 3 months to One (1) year.

In what form does Lenddo release the loan?

Once your loan is approved, Lenddo directly deposit the funds into your specified bank account.
I think this is a great opportunity for those who like a simple convenient loan without the hassle. Lenddo saves trees by going completely paperless. Lenddo's way will guide your path to be more credible in your financial dealings. Through Lenddo people would be more responsible, credible and get easy access to loans. I think Lenddo will improve more lives by giving more financial tips/ investment methods to everyone to Ease our financial stress.


ANGEL LOCSIN TWEETS REACTION TO ARNOLD CLAVIO


PMPC Star Awards For Movies Best Actress nominee Angel Locsin cried foul over Arnold Clavio's remark against the Philippine football team Azkals.  In her official Twitter account, Angel Locsin expressed her admiration of Arnold Clavio but stressed that the broadcast journalist's racist tirades against the team were really offensive.
 
ANGEL LOCSIN TWEETS REACTION TO ARNOLD CLAVIO's racist remarks against the Azkals.
 
"I think Arnold Clavio's a good person. But this time, sobrang foul lang. That's his opinion. This is mine. Madali lang sumira ng reputasyon, mahirap ibalik. Konting sensitivity lang sana,"- Angel Locsin tweeted.
 
These tweets are Angel Locsin's reaction to Arnold Clavio's opinion yesterday, Tuesday, March 13, 2012.  Arnold Clavio gave his opinion over his morning show about the sexual harassment case filed by Cristina Ramos, match commissioner and daughter of former president Fidel V. Ramos, against some members of the football team Azkals.
"Dapat maging aral na sa inyo 'yan. Ang yayabang niyo. Porket dinadagsa kayo ng mga (fans) ang guguwapo niyo, ‘di ba?. Parang God's gift to women. Ang kuwento nga ni (Cristy) at mga kasama niya, lahat ginawang paraan para ipaalam na may babaeng papasok sa locker. Ilang katok nga sila, eh malapit na ang match at kailangang ma-check na ang dalawang koponan, dahil nauna ang Philippine team bago ang Malaysian team. Ngayon nag-sorry para daw sa isa nilang kasamahan. Saan ka nakakitang Azkal na may suso. Anong ‘Cup D, maybe a Cup B’ sa isang kasama? Palusot na lang ‘yon. Sana kung nag-sorry, sorry na lang talaga," Clavio said.
Arnold Clavio added that Azkals are not not really Filipinos and just pretending to be the citizens of the country.
"Hindi ko kayo ka kultura kasi wala dito (sa puso), wala dito (sa pag-iisip) eh hindi naman kayo Filipino, nagpapanggap lang kayong kayumanggi, hindi dito lumaki. Mahirap 'yon, insensitive. Pero malaking aral din. Congratulations kasi hiwalay naman ito sa kanilang ginagawang pakikipaglaban. So, good luck sa inyong susunod na laban para makarating kayo sa Final 4 na bihirang narating ng Pilipinas sa matagal na panahon, ngayon lang," Clavio said.
Arnold Clavio also reacted on Younghusband's statement that their team knows the truth and they are "solid" as a group.
"Alam naman nila' yung mga ‘sexcapades’ nila sa isa't isa, sino ang nag-penicillin, alam naman nila 'yan," Clavio added.
Azkals' striker Phil Younghusband rumored girlfriend Angel Locsin said it's really unfair to judge the whole team, particularly questions about their nationality. 
"Hindi naman po isang tao lang ang Azkals. At hindi naman po 'yung issue 'yung pagiging Pinoy nila. Unfair po 'yun," Locsin said through Twitter.
She added: 
"Wala po tayong karapatang manghusga agad at manapak ng tao. Kung ayaw rin po nating mangyari satin."
 
"It's so funny how some people are so quick to condemn ALL the players. Pag guilty parusahan. Pero let's not discriminate kung ayaw rin nating mangyari satin."
"di pa po alam ni phil na tinawag sya na hindi pilipino. Nandun pa po kasi sya sa nepal lumalaban para sa pilipinas "

On Tuesday, Azkals made history by advancing into the semifinals of the AFC Challenge Cup through a 2-1 shocker over former 2006 titlist Tajikistan.


MYX MUSIC AWARDS 2012


 
Seen at the MYX Music Awards night is Yeng Constantino sporting a very nice hair style and 70's outfit complete with a pair of stylish pump shoes.
Mark S.
Pretty Miss Zia Quizon

Kean Cipriano with his band Callalily.
VJ Nikki Gil, Alodia, VJ Iya Villania
The Company
Sitti
 
Melissa Ricks
 Loren Young
Stylist Liz Uy
Super cute child actor Justin aka Joshen.
Kean Cipriano
Krista Kleiner
Talikodgenic Liz Uy with 5-inch heels!
Jay R, Chelo and Q York
VJ Joyce
VJ Joyce and Justin.
Jon Santos
The author with JM De Guzman.
Jay R
JM De Guzman with the press and blogger.
Gloc 9, with wife and two kids.
Sid Lucero with the press and blogger.
Christine Reyes

Chelo A.
Sponge Cola
JM De Guzman

Sam Concepcion
Justin with his true to life dad.
Christian Bautista and her pretty girlfriend.
Alodia


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